Average Concussion Car Accident Settlement in California

Legally reviewed by: Jessica Anvar Stotz, JD, MBA

Short answer: The average concussion car accident settlement in California is approximately: $20,000 – $100,000. If the accident results in a traumatic brain injury, settlements can get close to or exceed approximately seven figures.

Concussion Car Accident Settlement Amounts in California

Factors That Could Increase Settlement Amount

Several factors can influence an increased settlement after suffering a concussion in a car accident. It’s important to note that the specifics may vary based on individual cases, but here are common factors that can impact the settlement amount:

• Severity of the Concussion: The extent of the concussion’s severity, as determined by medical professionals, can significantly influence the settlement. Severe concussions with long-lasting effects may lead to higher compensation.
• Medical Expenses: The total medical expenses incurred for the diagnosis, treatment, and rehabilitation of the concussion play a crucial role. Higher medical costs often result in a larger settlement.
• Lost Wages and Future Earning Capacity: If the concussion has caused the victim to miss work or has impacted their ability to earn a living in the future, these factors may contribute to a higher settlement.
• Pain and Suffering: The physical and emotional pain caused by the concussion can be considered when determining the settlement amount. This includes the impact on the victim’s quality of life, emotional well-being, and daily activities.
• Long-Term Effects and Disabilities: If the concussion leads to long-term effects or disabilities, such as cognitive impairment, memory loss, or chronic headaches, this can result in an increased settlement to address ongoing challenges.
• Impact on Daily Life: Demonstrating how the concussion has affected the victim’s day-to-day activities, hobbies, and overall enjoyment of life can be a factor in determining the settlement amount.
• Age and Overall Health: The age and overall health of the victim may be considered. For example, a younger individual with a longer life expectancy might receive a higher settlement to cover potential long-term consequences.
• Insurance Policy Limits: The insurance policy limits of the at-fault party can influence the maximum settlement amount. If the responsible party has a higher insurance coverage, it may allow for a larger settlement.
• Legal Representation: Having effective legal representation can impact the negotiation process. Skilled attorneys can advocate for their clients, presenting a strong case for a higher settlement.
• Negotiation Skills: The negotiation skills of both parties involved, including the victim’s legal representation and the insurance adjusters, can influence the final settlement amount.

*Each case is unique, and a thorough evaluation is necessary to pursue an appropriate and fair settlement.

Factors That Could Decrease Settlement Amount

Several factors can contribute to a lower settlement amount in California for a concussion sustained in a car accident. It’s essential to be aware of these aspects to understand potential challenges in seeking compensation. Here are some factors that might result in a lower settlement:

• Comparative Negligence: California follows the rule of comparative negligence, meaning if the injured party is found partially at fault for the accident, the settlement amount may be reduced proportionately. If your actions contributed to the accident, it could impact the compensation you receive.
• Delayed Medical Treatment: If there is a significant gap between the time of the accident and seeking medical attention, the insurance company may argue that the concussion’s severity was not adequately documented or that other factors could have caused the injury during that time.
• Pre-existing Conditions: If the victim had a pre-existing medical condition or history of concussions, the insurance company may use this information to argue that the current concussion is not entirely related to the car accident, potentially resulting in a lower settlement.
• Inadequate Documentation: Insufficient or inconsistent medical documentation of the concussion and related expenses may weaken the case. Thorough documentation of medical treatments, expenses, and the impact on daily life is crucial for a strong claim.
• Low Insurance Coverage: If the at-fault party has minimal insurance coverage, it may limit the available funds for settlement. In such cases, the settlement amount may be constrained by the policy limits.
• Failure to Follow Medical Advice: If the injured party fails to follow prescribed medical treatments or engages in activities that worsen the condition, the insurance company might argue that the victim’s actions contributed to a lower settlement.
• Lack of Legal Representation: Without proper legal representation, individuals may struggle to negotiate effectively with insurance companies. Experienced attorneys can often secure higher settlements than unrepresented individuals.
• Disputes Regarding Causation: If there is a dispute about whether the concussion was a direct result of the car accident, the insurance company may contest liability, potentially leading to a lower settlement.
• Policy Exclusions: Some insurance policies may have exclusions or limitations regarding certain types of injuries or circumstances. Understanding the terms of the insurance policy is crucial to avoid surprises during settlement negotiations.
• Failure to Mitigate Damages: If the injured party does not take reasonable steps to mitigate their damages, the insurance company may argue that the settlement should be reduced. This could include not following medical advice or returning to work when able.

Navigating the complexities of California personal injury law requires careful consideration of these factors.

Why Seeking Medical Help Right Away is Important

Seeking immediate medical help after a car accident and maintaining thorough medical documentation are paramount for several reasons.

Prompt medical attention not only ensures the well-being of individuals but also establishes a clear link between the accident and any injuries sustained, like a concussion. Early diagnosis and treatment enhance the chances of a successful recovery and prevent potential complications.

Medical documentation serves as crucial evidence in personal injury claims. Detailed records of diagnoses, treatments, and related expenses provide a solid foundation for proving the extent of injuries and their impact on daily life.

Insurance companies and legal proceedings heavily rely on this documentation to assess the validity of claims and determine appropriate compensation.

Failing to seek timely medical assistance or lacking comprehensive records may undermine the strength of a personal injury case, potentially leading to reduced settlement amounts or challenges in establishing liability.

What Pursuing a Concussion Settlement Could Look Like

Pursuing a concussion settlement can look like the steps below:

• Seeking Immediate Medical Attention: After a car accident, promptly seek medical attention, even if symptoms of a concussion are not immediately apparent. A timely diagnosis is crucial for both your health and the legal process.
• Engaging Legal Representation: Consult with a personal injury attorney experienced in handling concussion-related cases. They can assess the specifics of your situation, explain your rights, and guide you through the legal process.
• Gathering Evidence: Collect and preserve evidence related to the accident and your injuries. This may include accident reports, witness statements, medical records, and any photos or videos taken at the scene.
• Determining Liability: Establishing liability is crucial for a successful settlement. Your attorney will investigate the circumstances surrounding the accident to determine who is at fault.
• Communicating with Insurance Companies: Your attorney will handle communications with the at-fault party’s insurance company. They will present your case, negotiate on your behalf, and work to secure a fair settlement.
• Medical Documentation and Expert Opinions: Thoroughly document your medical treatment and expenses related to the concussion. Your attorney may also consult medical experts to provide opinions on the severity of your injury and its long-term effects.
• Calculating Damages: Work with your attorney to calculate the full extent of your car accident damages, including medical bills, lost wages, and potential future expenses or limitations resulting from the concussion.
• Negotiations and Settlement Offers: Your attorney will engage in negotiations with the insurance company to reach a fair settlement. They will advocate for your rights and work to secure the maximum compensation possible.
• Potential Litigation: If a satisfactory settlement cannot be reached through negotiations, your attorney may advise pursuing legal action through litigation. This involves filing a lawsuit and presenting your case in court.
• Settlement Agreement: Upon reaching a settlement, your attorney will help finalize the agreement, ensuring that all terms are fair and comprehensive. Once agreed upon, you will receive compensation for your injuries and related damages.

Throughout this process, communication with your attorney is crucial, and they will provide guidance on each step to optimize the chances of a successful concussion settlement.

What are Potential Obstacles in Concussion Settlement Cases?

Concussion settlement cases may face various obstacles, including:

• Delayed Symptoms: Concussion symptoms might not immediately manifest, leading to challenges in establishing a direct link between the car accident and the injury. Insurance companies may dispute causation without prompt medical attention.
• Pre-existing Conditions: If the victim had a history of concussions or pre-existing conditions, insurance companies may argue that the current concussion is not solely attributable to the car accident, potentially diminishing the settlement amount.
• Insurance Disputes: Insurance companies may contest liability, disputing the at-fault party’s responsibility for the accident or the severity of the concussion. This can lead to prolonged negotiations or the need for litigation.
• Inadequate Documentation: Insufficient or inconsistent medical documentation of the concussion and related expenses can weaken the case. Thorough records are essential to demonstrate the injury’s impact and justify the settlement amount.
• Comparative Negligence: California’s comparative negligence law allows proportional reduction of settlement amounts if the injured party is found partially at fault. Establishing a clear picture of liability is crucial to avoid reductions based on the victim’s actions.
• Disputes Over Damages: Insurance adjusters may challenge the calculation of damages, questioning the necessity of medical treatments or the extent of future expenses. Negotiating fair compensation for all economic and non-economic damages can be a hurdle.
• Policy Limits: The at-fault party’s insurance policy may have limits, restricting the maximum settlement amount. If the damages exceed these limits, it could pose challenges in securing full compensation.
• Undervaluation of Injuries: Insurance companies may attempt to undervalue concussion injuries, especially if the long-term consequences are not immediately apparent. Adequately presenting the severity and impact of the concussion is crucial for a fair settlement.
• Legal Complexity: The legal intricacies of personal injury law can be challenging for individuals without legal expertise. Having a knowledgeable injury attorney is essential to navigate the complexities and overcome potential obstacles.
• Negotiation Tactics: Insurance adjusters may use various negotiation tactics to minimize settlements. It’s crucial for the injured party and their attorney to be prepared for negotiations and advocate effectively for a fair resolution.

*Overcoming these obstacles requires careful consideration, documentation, and legal expertise.

Benefits of Hiring an Attorney

Hiring an attorney for a concussion settlement offers numerous benefits. Attorneys bring legal expertise, navigating complex California laws, help calculate what your case is worth, and maximizing potential compensation.

They handle communication with insurance companies, gather crucial evidence, and consult medical experts to strengthen the case. Additionally, attorneys are skilled negotiators, advocating for fair settlements and, if necessary, guiding clients through litigation.

Their representation enhances the likelihood of a successful outcome, providing peace of mind for individuals dealing with the complexities of personal injury claims.

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About the Author

Jessica Anvar

California Consumer Litigation Attorney Jessica Anvar, Esq. is the Founder and Managing Partner of Lemon Law Experts California’s leading lemon law firm. She has multiple years’ worth of experience working with both state and federal lemon laws. Her practice focuses exclusively on consumer protection cases. Ms. Anvar received her J.D. from Loyola Law School. She also earned a Master of Business Administration degree from Loyola Marymount University. Jessica is very active in her local legal community and has helped thousands of clients across the state of California. She has an outstanding record as a true advocate for consumers.